Acceptable Use Policy

This policy explains what is and is not allowed when using Whizpay.

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Introduction

This Acceptable Use Policy ("Policy") outlines the prohibited activities and behaviors when using the services provided by WhizPay ("Services"). By accessing and using the Services, you agree to comply with this Policy and all applicable laws. Any violation of this Policy may result in the suspension or termination of your account, as well as possible legal action where applicable.

Please refer to the Terms & Conditions for definitions of capitalized terms used within this Policy.

Scope of Services and Eligibility

WhizPay provides international accounts to customers, enabling them to receive and make payments subject to eligibility requirements. These eligibility factors may depend on your occupation, country of residency or incorporation, applicable anti-money laundering (AML) regulations, risk management policies, and other factors used at our sole discretion.

To prevent fraud and money laundering activities, WhizPay does not accept users with unknown sources of income or ambiguous business activities. Applicants are required to demonstrate a valid need for a foreign virtual account, and WhizPay reserves the right to reject any account application if the documents or details provided are unsatisfactory.

Prohibited Uses

You agree not to use the Services for any purpose that is unlawful, prohibited by this Policy, or harmful to WhizPay, including but not limited to the following:

1. Illegal Activities

  • Engaging in any activity that violates any local, national, or international law or regulation.
  • Promoting or facilitating money laundering, terrorism, human trafficking, drug trafficking, or any other criminal activity.

2. Fraud and Deceptive Practices

  • Providing false, misleading, or fraudulent information to WhizPay.
  • Using the Services to impersonate another person or entity.

3. Restricted Transactions and Industries

WhizPay may not be used for:

  • Illegal activities: Any criminal or illegal act that violates applicable law.
  • Gambling and betting: Including lotteries, sweepstakes, or games of chance.
  • Unlicensed financial services: Including currency exchange, cryptocurrency, and foreign exchange.
  • Adult content and services: Pornography, adult chat, escort services.
  • Counterfeit goods and Ponzi schemes: Including pyramid schemes and deceptive activities.
  • Illegal drugs: Including synthetic stimulants and illegal prescription drug sales.
  • Violence and hate speech: Engaging in or promoting hate, violence, or physical harm against any person based on protected characteristics such as race, religion, or gender.

This list is representative and not exhaustive. WhizPay reserves the right to deny its services to any customer that exceeds its risk tolerance.

Account Security and Use

You are solely responsible for maintaining the confidentiality and security of your WhizPay account, including your username, password, and mobile device. You agree not to authorize any other person or entity to use your credentials to access the Services. You may only open one WhizPay account, and any duplicate accounts may be closed or merged at WhizPay's sole discretion.

Enforcement and Termination

If WhizPay determines, at its sole discretion, that you have engaged in activities that are unlawful, harmful, or violate this Policy, we may deny, suspend, or terminate your account and access to the Services. We may also report any unlawful activity to the relevant authorities. WhizPay alone will determine whether a breach of this Policy has occurred.

Changes to the Policy

WhizPay reserves the right to modify this Policy at any time by providing notice to users. Your continued use of the Services after any changes constitutes your consent to the revised Policy.